Available Balance
₦ 87,500
Monthly Earnings
₦175,000
Service Fee
1.5%
50% of earned salary available
Transfer Time
~2 minutes
₦ 45,000 Approved
Just now · Moniepoint MFB
50,000+
Active Employees
₦2.4B+
Advances Disbursed
99.8%
Success Rate
< 2 min
Avg Transfer Time
Everything You Need for Financial Freedom
Built specifically for Nigerian employees, EarlyPayGlow combines speed, security, and simplicity in one platform.
Instant Salary Access
Access up to 50% of your earned wages the same day you request it. No waiting, no paperwork.
Secure Transactions
Bank-grade 256-bit encryption with biometric authentication keeps your money and data safe.
Low Service Fees
Transparent fee structure starting at just 1.5% per advance. No hidden charges, ever.
Real-Time Balance Tracking
Monitor your earned wages as they accrue daily. Know exactly how much you can access at any moment.
Fast Bank Transfers
Funds hit your registered bank account in under 2 minutes via NIP instant payment rails.
Employee Financial Wellness
Built-in financial tips, spending insights, and savings nudges to help you build long-term wealth.
From Sign-Up to Cash in 5 Steps
We designed EarlyPayGlow to be the simplest earned-wage-access product in Nigeria.
Create Account
Sign up with your work email, phone number, and basic employment details in under 3 minutes.
Verify Employment
Complete KYC with your BVN and NIN. Your employer is verified automatically through our HR integrations.
View Available Earnings
Your dashboard shows exactly how much you've earned so far this pay cycle and what you can access.
Request Advance
Choose how much you want — from ₦5,000 to your full available balance. See the exact fee before confirming.
Receive Funds Instantly
Money hits your registered bank account via NIP in under 2 minutes. Your next payslip is adjusted automatically.
Employees Love EarlyPayGlow
Over 50,000 employees across Nigeria trust us to bridge their cash flow gap every month.
"I used EarlyPayGlow to cover my daughter's school fees three days before payday. The money was in my Moniepoint account in literally 90 seconds. This service is a lifesaver."
Adaeze Okonkwo
HR Officer · Zenith Bank
"The transparency is what I love most. I see exactly what the fee is before I confirm. No surprises, no hidden charges. I've used it four times and it's been flawless each time."
Emeka Nwosu
Software Engineer · Flutterwave
"Our company integrated EarlyPayGlow for all 200+ employees last quarter. Productivity went up because people aren't stressed about cash flow mid-month. Highly recommend."
Fatima Bello
Finance Manager · MTN Nigeria
"I was skeptical at first but the KYC was smooth and my BVN verification took under a minute. The dashboard is clean and professional. Feels like using a proper fintech app."
Chukwuemeka Eze
Operations Lead · Interswitch
Frequently Asked Questions
Everything you need to know about salary advances and how EarlyPayGlow works.
EarlyPayGlow connects to your employer's payroll system to calculate how much salary you've earned so far this month. You can request up to 50% of that earned amount as an advance. The advance is transferred to your bank account instantly, and the repayment is automatically deducted from your next payslip — no manual repayment needed.
Take Control of Your Finances Today
Join 50,000+ Nigerian employees who never worry about cash flow between paydays. Sign up in 3 minutes — no paperwork, no branch visits.
No credit check · No collateral · Repaid automatically on payday